时间:2018-12-24 作者:英语课 分类:新概念英语85年上外美音版


英语课

  Lesson 15 The Consumer Society and the Law消费者社会和法律

When anyone opens a current account at a bank, he is lending the bank money, repayment 1 of which he may demand at any time, either in cash or by drawing a cheque in favour of another person. Primarily, the banker-customer relationship is that of debtor 2 and creditor--who is which depending on whether the customer's account is in credit or is overdrawn 3. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

The bank must obey its customer's instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit 5 his account only in respect of cheques drawn 4 by himself.He gives the bank specimens 6 of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a cheque on which its customer's signature has been forged.It makes no difference that the forgery 7 may have been a very skilful 8 one: the bank must recognize its customer's signature. For this reason there is no risk to the customer in the modern practice, adoptedby some banks, of printing the customer's name on his cheques. If this facilitates forgery it is the bank which will lose, not the customer.



1 repayment
n.偿还,偿还款;报酬
  • I am entitled to a repayment for the damaged goods.我有权利索取货物损坏赔偿金。
  • The tax authorities have been harrying her for repayment.税务局一直在催她补交税款。
2 debtor
n.借方,债务人
  • He crowded the debtor for payment.他催逼负债人还债。
  • The court granted me a lien on my debtor's property.法庭授予我对我债务人财产的留置权。
3 overdrawn
透支( overdraw的过去分词 ); (overdraw的过去分词)
  • The characters in this novel are rather overdrawn. 这本小说中的人物描写得有些夸张。
  • His account of the bank robbery is somewhat overdrawn. 他对银行抢案的叙述有些夸张。
4 drawn
v.拖,拉,拔出;adj.憔悴的,紧张的
  • All the characters in the story are drawn from life.故事中的所有人物都取材于生活。
  • Her gaze was drawn irresistibly to the scene outside.她的目光禁不住被外面的风景所吸引。
5 debit
n.借方,借项,记人借方的款项
  • To whom shall I debit this sum?此款应记入谁的账户的借方?
  • We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱,只得给他寄去一张借条所要欠款。
6 specimens
n.样品( specimen的名词复数 );范例;(化验的)抽样;某种类型的人
  • Astronauts have brought back specimens of rock from the moon. 宇航员从月球带回了岩石标本。
  • The traveler brought back some specimens of the rocks from the mountains. 那位旅行者从山上带回了一些岩石标本。 来自《简明英汉词典》
7 forgery
n.伪造的文件等,赝品,伪造(行为)
  • The painting was a forgery.这张画是赝品。
  • He was sent to prison for forgery.他因伪造罪而被关进监狱。
8 skilful
(=skillful)adj.灵巧的,熟练的
  • The more you practise,the more skilful you'll become.练习的次数越多,熟练的程度越高。
  • He's not very skilful with his chopsticks.他用筷子不大熟练。
学英语单词
a.e.c
actuarial statistics
aged tup
Amercanist
anga (india)
anticosti island
argue out of
attritive powder
Azumbre
Bacillus cylindricus
billyboy dolly
birgeneau
bowl out
Bucrol
canvassings
center for dance medicine (cdm)
chalcid wasps
chaldeer
Charsznica
citronellals
clevis eye
Cmnd.
commercial storage and transport
control span
core support structure
corrugated cardboard boxes
cup shell
dietary fibre
economies of scale
electromagnetic pulses
Elsholtzia patrini
Excelsior cotton
Exeter visual speech aid
family roridulaceaes
felon on the palmar surface of the middle finger
field-ion emission engine
flame spread rate
flewet
Folin's alkaline copper tartrate reagent
glycuronate
go over like nine pins
gravity survey
hand picking
High Court of Justiciary
holiday travel
honkytonk
ill-equipped
increase in yield
initial interest confusion
injectio
intermediate retaining abutment
inutilized
jumping hill
laminar gun
Land's end
leucocratic
library of cross section
limited flexibility
Lordships
makarios
marowitz
moose nuckle
mostek
multi-range infrared gas analyzer
nonlexical
northermore
on the wrong scent
ortyiopylus
oysterling
particulate fraction
periodic tapping system
polylitharenite
polytopes
propeller thrust
psyches up
pyridoxamine dihydrochloride
radar marker (ramark)
rainbow shower
raised platform
relational sampling
riddle-like
ruz
saw tooth waveform
Schefflera pauciflora
set-miss
shrinking allowance
Spitteler, Carl
sublaminar
systolic click
take the piss out of
thermal stretch
three-colour
towing delta plate
tub stop
Tudela de Duero
upper ring
valetudinary
valuation report
wear life
wereleopards
zero-sequence current