新视野大学英语视听说教程 4 Unit 9-3
时间：2018-12-17 作者：英语课 分类：新视野大学英语：视听说教程 4
Task 2: A Cheap Parking Lot
Script
Before going to Europe on business, a woman drove her new Rolls-Royce to a (S1) downtown bank in New York City and went in to ask for a (S2) loan of $5,000. The bank officer said the bank would need some kind of (S3) security for the loan, so the women handed over the keys to her Rolls-Royce.
The car was parked on the street in front of the bank. The bank (S4) agreed to accept the car as collateral 1 for the loan. The bank’s president and its officers all enjoyed a good laugh at the woman for using a $250,000 Rolls-Royce as collateral (S5) against a $5,000 loan. An employee of the bank then (S6) proceeded to drive the Rolls into the bank’s underground garage and parked it there.
Two weeks later, the woman walked throuh the bank’s doors and asked to (S7) settle up her loan and get her car back. “(S8) That will be $5,000 principal, and $20.30 in interest,” the loan officer said. The woman wrote out a check and started to walk away.
“Wait, Miss,” the loan officer said, “(S9) We’re very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi-millionaire. What puzzles us is why you would bother to borrow $5,000.”
The woman replied: “(S10) Where else in Manhattan can I park my car for two weeks for only $20.30 and expect it to be there when I return?”
- Many people use personal assets as collateral for small business loans.很多人把个人财产用作小额商业贷款的抵押品。
- Most people here cannot borrow from banks because they lack collateral.由于拿不出东西作为抵押，这里大部分人无法从银行贷款。