英语播客EnglishPod 491
时间：2019-01-22 作者：英语课 分类：英语播客-EnglishPod
B: Hello Sir may I help you?
A: Yes. I would like some information for requesting
a loan.
B: Very well, here arethe general termsof our loan
policies. We pride ourselves in having the lowest
interest rate inthe country for personal loans.
A: I see. So let me get this straight. If I borrow let’s
say, ten thousand dollars, how much will I have to
pay each month?
B: It depends on how long you take to pay it back.
If we lend you ten thousand dollars at an annual
interest rate of ten percent for forty eight months,
you would have to pay each month a portion ofthe
loan which is called the principal and another
small portion ofthe annual interest rate. This of
course is considering that you don’t default on a
payment!
A: It sounds good but, there is just one problem. I
have a terrible credit score.
B: That is a very serious problem you see, the
bank must assess your personal information, past
loans, assets and any other relevant information
such as your credit scorein order to approve your
loan.
A: You know what? I don’t really need the money.
Thanks anyways!